Who are we?

My husband, Deonte, and I have been married for 1 year and 3 months. We have a beautiful 7-year-old daughter, Cassidy. She is ecstatic about the fact that we are getting a house. She has been ready ever since the wedding day. It is so amazing to be able to share this journey with her. Cassidy has waaaaaay more ideas for the house than me and Deonte combined! Maybe I will have her write them down for me and I can add them to the blog.

 

 

How did we get here?

While Deonte and I were dating we discussed our future a lot! You know getting married, buying a house, being financially responsible, blah, blah, blah… adult stuff! We decided that we would get married first and then purchase a home. So I got us a budget (budgets are LIFE) to manage our finances, we got married (October 22, 2016), and now we are ready to purchase our first house.

 

My goal during our wedding process was to stay within budget, still save money (there is more to life than having a wedding), pay bills, and not to create any new debt. Can you guess which one I failed at???  I knooow, but I only went over budget just a little…. But the most important thing was to not create any new debt. I am so happy that we were able to pay for our wedding ourselves and not have to borrow any money or go into debt having a wedding. So with no new debt, we only had to focus on paying off our current debt. At the top of 2017, I made a list and knocked them off one by one. I think I became addicted to seeing our credit score go ALL THE WAY UP! I was checking it EVERY. OTHER. DAY. Honestly, we didn’t plan to start the process of purchasing a home in 2017, it just happened. It was right after Thanksgiving that I spoke with Deonte about moving forward. I felt like our hard work and patience had paid off. I was so nervous, but he told me to go for it! And here we are... Harrell Ever After, 2.0.